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Privacy & Security

Jones Brown - Privacy & Security Policy

Last Updated: March 1, 2016

Summary

This section summarizes our privacy practices. For more detail, please read the entire privacy policy.

  • We gather information from you, your transactions with us, and outside sources.
  • We use your information only to conduct our business and provide insurance to you.
  • We will share your information with your insurance company.
  • We will not share your information with other companies for their marketing purposes without your consent.
  • We limit access to your information and use safeguards to help protect it.

What information do you collect about me?

We collect information about you to quote and service your insurance policy. This is called "Nonpublic Personal Information" if it identifies you and is not available to the public. Depending on the product, we collect it from some or all of the following sources. We have provided a few examples for each source, but not all may apply to you.

  • Application Information: You provide this on your application, through your agent or broker, by phone, or online. We may also obtain it from directories and other outside sources. It includes your name, street and e-mail addresses, phone number, driver's license number, Social Security number, date of birth, gender, marital status, type of vehicle, and information about other drivers.
  • Transaction Information: This is information about your transactions with us, our affiliates, or others. It includes your insurance coverages, limits and rates, and payment and claims history. It also includes information that we require for billing and payment.
  • Web site information: This information is unique to Internet transactions. It includes the Web site that linked you to ours, your computer operating system, and the pages you viewed on our site. Some Web sites, including ours, may also store "cookies" on your computer. Cookies collect technical data, like your Internet protocol (IP) address, operating system, and session ID. They can also save certain information entered by you.

Who might get information about me from you?

We will share information about you only as permitted by law. We will not share your Nonpublic Personal Information with other companies for their marketing purposes without your consent. There is no need to "opt out" or tell us not to do this.

Disclosures include those that we feel are required to provide insurance claims or customer service, prevent fraud, perform research or comply with the law. Recipients include, for example, insurance companies, claims representatives, service providers, law enforcement, courts and government agencies. These parties may disclose the information to others as permitted by law.

How do you protect my information?

We restrict access to your Nonpublic Personal Information to our employees and others who we feel must use it to provide our products and services. Their use of the information is limited by law, our employee code of conduct, and written agreements where appropriate. We also maintain physical, electronic and procedural safeguards to protect your information.

Why do you ask for my e-mail address?

When you quote or buy insurance on our Web site, we collect your e-mail address so that we can send you e-mails concerning your transactions with us, and other information we think you'll find useful.

To ensure you get our e-mails, our service provider or we may receive confirmations when you open them or click through e-mail links. These confirmations may also show whether your e-mail application supports graphics, so we can tailor our messages to you.

What about links to other Web sites?

Our Web site may contain links to other sites that are not ours. These links are solely for your convenience. We make no warranties or representations about other Web sites. We recommend that you read the privacy and security policies of these sites.

What about Web site security?

Our security measures help ensure that your data is secured and encrypted, so that others cannot access it while in transit. We limit access to our servers and require our employees to adhere to high standards of ethics and integrity in performing their jobs.

We use a secure server and security protocol to safeguard information you provide during the purchase process. Our secure server uses a Secure Sockets Layer (SSL) to interact with you when you provide personal information during the purchase process. We handle your information via 256-bit encryption. Every secure page on our Web sites has a digital certificate by Trustwave /Secure Server CA. This is shown via the site certificate that resides on all secure pages. To view it, click on the image of the "closed lock" or the "solid key" on the bottom of your browser window. A small frame displaying security information will appear. Click on "subject" to verify that you are on our site. Click on "Issuer" to verify the site certification authority.

Non-Personally Identifiable Information and the Use of Cookie Technology 

We collect non-personally identifiable information through the use of a software technology called "cookies", and through our visitor's voluntary submissions to us and/or upon our request. By non-personally identifiable information, we are referring to information about our visitor's browser (e.g., Mozilla FireFox or MS Internet Explorer), operating systems (e.g., Windows or Macintosh), Internet service providers (e.g., TELUS or SHAW) and other similar information which we track in aggregate form. The non-personally identifiable information that we track is anonymous and will never be identified with or lead us back to any of our visitors.

Cookie technology helps us to know how many people visit us and where visitors go on our site. Cookies are small bits of information we send to your computer. Among other things, this non-personally identifiable information allows us to know which areas are favourites, which areas need a bit of improvement, or what technologies and Internet services are being used by our visitors, so that we may continually improve our visitor's online experiences.

Cookie Technology is an industry standard code of practice and is common on all online websites. 

Use of IP Addresses 

We collect IP addresses to obtain aggregate information on the use of WishUponAParty.com. An IP address is a number assigned to your computer by a Web server when you're on the web. When you are on our site, we have a back-end server which logs your computer's IP address. We only use the information we find out from tracking IP addresses in the aggregate, such as how many users entered a specific area of our site, and not to track a specific IP address to identify an individual user. However, we may use such information to identify a user if we feel that there are or may be safety and/or security issues, or to comply with legal requirements.

IP Addresses are used in Fraud Prevention and are logged on monitory transactions for security purposes.

Links 

This site may provide hyperlinks to Web sites owned and controlled by others. Jones Brown is not responsible for the privacy practices of any Web site not owned or controlled by us.

Consent 

By accessing or using this Site you consent to the collection, use, and transfer of your personal information as described in this Privacy Policy Statement, as amended from time to time. 

Changes to This Policy 

Jones Brown are constantly striving to improve our service and from time to time it may be necessary for us to review this policy. We reserve the right to amend this policy at any time and to notify you of any amendments by posting an update version on our website www.sacinsure.ca

It is your responsibility to check the Website each time prior to access for any changes.

What does the technical jargon mean?

Cookie: A small text file saved in your computer when you access certain Web pages. Cookies identify you to the Web site that gave you the cookie.

Digital certificate: A small file that can be transferred to your computer and used for authentication. Once installed, it can be automatically used as needed.

Internet protocol (IP) address: A string of numbers that are translated into a domain name.

Operating system: The program responsible for overseeing the basic hardware resources of a computer. UNIX, DOS, Windows, and Macintosh System 7 are examples of operating systems.

Secure server: A computer system set up to provide privacy, integrity, and authentication in communications. (See SSL).

Security protocol: A specification that describes how computers will talk securely to each other on a computer network.

Secure Sockets Layer (SSL): A protocol that delivers server authentication, data encryption, and message integrity. SSL encrypts Internet communications.

Session ID: The code used to keep track of a person as they interact with a server.

Site certificate: This is the same as a digital certificate, but it is used on the server rather than at the browser.

256-bit encryption: A way of making data unreadable to everyone except the receiver. It is a common way of sending credit card numbers and data over the Internet. It is used by SSL.

 

Head Office (this is not the serivce office)

Jones Brown Inc.

Suite 1200

145 Wellington Street West

Toronto, Ontario

M5J 1H8

Tel: 416.408.1920